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Green apples

Zaplo offers short- term finances with online convenience to Canadians.


1st loan free!

If your first loan is repaid on time, you will not be charged any additional interest or fees.

Easy and Convenient

Apply online and the funds are automatically transferred to your bank account, without leaving the comfort of your home.

Fast Approval

We tell you immediately, if you are eligible for a loan.

Customer Service
8:00AM–Midnight (EST)

*Loan amounts are subject to minimum net pay and other qualification requirements. Ask a Zaplo Customer Service Representative for details. Zaplo payday loans are available to residents of Ontario, British Columbia, and Alberta. In British Columbia, Ontario, and Alberta, the APR for a $300.00 for 14 days loan is 547.5%.

**The cost of borrowing for loans originated online at Zaplo is $21.00 per $100.00. On a $300 loan for 14 days, the cost of borrowing online at Zaplo is $63.00, with a total payback amount of $363.00. Zaplo and the Zaplo logo are registered trademarks of AS 4Finance Ltd. AS 4Finance Ltd. (operating as Zaplo) is licensed as a payday lender by the Province of British Columbia with Licence #61122, expiring October 31, 2014, Ontario with Licence #4727255, expiring November 11, 2013, and Alberta with Licence #336282, expiring March 31, 2015.

Implications of non-payment
We realise that unexpected situation can occur and affect people's ability to make timely loan payments. In the event you are unable to keep your agreed payment date, we advise you to contact us Monday - Friday at 1-855-333-6574, 8:00 a.m. to midnight (EST) to discuss your payment options.

Collection practices
We know that "Life Happens". We want to be there for you. If you are having difficulty repaying, please feel free to contact us Monday - Friday at 1-855-333-6574, 8:00 a.m. to midnight (EST) so that we can help you establish a workable solution to your repayment.

Responsible lending policy
We are a member of Canadian Payday Loan Association (CPLA) and abide by the strict code and industry practices. Please visit CPLA website for more information.